£4,500 to £6,000
Avg annual pitch fee (UK)
Region
Holiday park finance in the Scotland
Scotland's 400-odd holiday parks spread from the Highlands, Loch Lomond and Argyll to Perthshire, the Ayrshire coast and Dumfries & Galloway, led by scenery: lodge and touring parks beside lochs and mountains alongside larger coastal family caravan parks.
around 68%
Park occupancy, high season (UK)
£34,192 per pitch
Avg value per pitch (UK)
Scotland is a country within the United Kingdom with more than 790 surrounding islands, a population of around 5.4 million and nearly a third of the UK's land area. We arrange the full range of holiday park and caravan park finance across the Scotland, from the acquisition mortgages that buy a static, lodge, touring or glamping park to the bridging, development and expansion finance behind new lodge pitches, glamping or site infrastructure, and the refinance and equity release that frees capital for the next deal. Park market data is published at national and regional level by Savills, the UKCCA and VisitBritain, so the figures above are attributed to their sources, while the housing-transaction figure is genuinely local Land Registry data for the catchments we track.
Scotland records around 400 holiday parks and campsites (UKCCA, 2024), led by scenery-driven lodge and touring parks in the Highlands, Loch Lomond and Argyll, alongside larger coastal family caravan parks on the Ayrshire and Solway coasts. Lodges with hot tubs and the NC500 and west-coast touring routes drive demand, and a premium setting often matters more than park scale. We arrange acquisition, refinance and development finance across the Highlands, Argyll, Ayrshire, Dumfries & Galloway and Perthshire, structured around the Scottish licensing and planning position.
What drives the Scotland holiday park market:
- loch and mountain scenery (the Cairngorms, Loch Lomond, Argyll, the NC500) driving lodge and touring demand
- lodges with hot tubs and walking/outdoor tourism, where the setting is often valued over park size
- larger coastal family caravan parks on the Ayrshire and Solway coasts
Benchmark figures from operator-published site fees (indicative); UKCCA, Pitching the Value 2024; Savills, Holiday & Home Park Update 2025. Regional commentary draws on UKCCA (Pitching the Value 2024, 2024); Savills (Holiday & Home Park Update, 2025). We are an arranger and introducer, not a lender, and we do not give financial, legal or tax advice.
Key markets
Holiday park markets in the Scotland
The principal park destinations across the region.
- the Cairngorms and Highland: Aviemore, Inverness and Nairn
- Argyll and the west coast: Oban and the Loch Fyne lochs
- the Ayrshire coast: Ayr, Maidens and Girvan
- Dumfries & Galloway: the Solway coast and Southerness
- Perthshire: Pitlochry and Aberfeldy
- Fife: St Andrews and the East Neuk
By county
Holiday park finance by county in the Scotland
Choose a county for its park catchments, demand signals and local market profile.
Finance
The park finance we arrange in the Scotland
Holiday park & caravan park mortgages
We arrange commercial mortgages to buy static caravan parks, lodge parks, touring and camping sites and glamping ventures across the UK. As an introducer we place each case with lenders who understand park trading income rather than residential loan to value.
Park development & expansion finance
We arrange staged development finance to add new static, lodge, touring and glamping pitches, build facilities and lay infrastructure. Funding is drawn against cost and end value, then refinanced onto a park mortgage once the new income is trading.
Holiday park bridging finance
We arrange short-term bridging to buy a holiday or caravan park quickly, whether at auction, against a deadline, or before clean accounts are available. Pricing starts indicatively from around 0.75 percent per month, with a clear exit onto a park mortgage or sale.
Holiday park refinance & equity release
We arrange refinance to re-rate existing park debt and equity release to free capital against improved EBITDA. The released funds can fund expansion, further acquisitions or a partial release across a multi-park portfolio.
Multi-park portfolio finance
When you run more than one park, separate loans on separate parks rarely serve you well. We arrange a single facility across the group, secured on the portfolio, sized on aggregate trading and built to flex as you buy, sell and refinance.
Glamping & lodge development finance
Building a luxury lodge park or a glamping site is a development project before it is a trading business. We arrange staged development funding against cost and end value, with drawdowns that track construction and an exit planned from day one.
Leisure & trading-business park mortgages
A holiday park is a trading business, not a row of houses. We arrange income and EBITDA-based commercial mortgages on the park as a going concern, sized on the accounts, the licence, the tenure and the strength of the operator behind it.
Funding a holiday park in the Scotland?
Send us the outline and we will come back with a view on fundability and likely terms.