Holiday Park & Caravan Park Finance in Skegness

Skegness sits in Lincolnshire, within the East Midlands holiday park and caravan park market. Holiday Park Property Finance arranges funding for holiday parks, caravan parks, lodge parks and glamping sites across Lincolnshire. We arrange holiday park acquisition finance, caravan and lodge park mortgages, bridging, development and expansion finance, refinances and multi-park portfolio facilities on parks in Skegness, for operators, investors and developers, and place each deal with the lenders that genuinely back the leisure-park sector.

Lenders underwrite a Skegness holiday park as a trading business first, on its pitch-fee and touring income, its occupancy, the tenure and licence and the operator, then test it against the wider market. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025). Holiday-park letting occupancy averages around around 68% (UKCCA, Pitching the Value 2024, August 2023 (high season)), concentrated into the March-to-October season.

How much you can borrow against a Skegness holiday park

On a holiday park in Skegness, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Skegness park.

The East Midlands holiday park market

Skegness is a prime holiday-park catchment within East Midlands. Strong year-round visitor demand and high achievable pitch values support keen lending on established, well-licensed parks, and lenders compete hardest for trading parks with a long licence and a clear holiday-home sales pipeline here. New or expanding parks are funded on more cautious terms, with the business plan, the licence and the operator doing the work.

The Lincolnshire coast at Skegness, Ingoldmells, Chapel St Leonards and Mablethorpe is one of the densest single concentrations of holiday parks in the UK, a high-volume family-resort market anchored by Butlin's and a string of large static-caravan parks.

The Lincolnshire coast is one of the densest holiday-park clusters in the UK: Ingoldmells, Skegness, Chapel St Leonards and Mablethorpe carry a very high concentration of large static-caravan parks, with Blue Anchor Leisure alone running 18 parks across the coast and South Yorkshire. The market is high-volume, value-led family resort with strong holiday-home sales. We arrange acquisition, portfolio and expansion finance across the Lincolnshire coast, where the lot sizes and trading volumes suit both first-time park buyers and consolidating operators.

Market commentary and figures for East Midlands are drawn from UKCCA (Pitching the Value 2024, 2024); Christie & Co (Business Outlook, 2025).