Holiday Park & Caravan Park Finance in Brean

Looking for funding on a holiday park or caravan park in Brean? Brean sits in Somerset, within the South West holiday park and caravan park market. We are a finance arranger, not a lender: we arrange park mortgages and the full range of holiday-park finance on Brean parks, from acquisition and bridging through pitch and lodge development to refinance, across Somerset.

Every deal we arrange is grounded in the market evidence. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025), and we underwrite the specific Brean park, its income, its licence and its catchment, on its own merits. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run South West parks trading through the cycle.

How much you can borrow against a Brean holiday park

On a holiday park in Brean, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Brean park.

The South West holiday park market

Brean is a prime holiday-park catchment within South West. Strong year-round visitor demand and high achievable pitch values support keen lending on established, well-licensed parks, and lenders compete hardest for trading parks with a long licence and a clear holiday-home sales pipeline here. New or expanding parks are funded on more cautious terms, with the business plan, the licence and the operator doing the work.

Cornwall, Devon, Dorset and Somerset hold the highest concentration of holiday parks in England, where coastal static and lodge parks command premium pitch values and the surf and beach coast drives the strongest staycation demand in the country.

The South West is the UK's holiday-park heartland: the largest English sub-region by park count and home to premium coastal static and lodge parks where prime weeks book out a year ahead. Capital values and pitch prices are the highest in England, so the financing question is usually leverage against strong trading and premium prices, plus development finance for new lodge and glamping pitches. We arrange park acquisition finance, refinances and expansion funding across Cornwall, Devon, Dorset and Somerset, and lender appetite for quality coastal stock here is the deepest in the country.

Market commentary and figures for South West are drawn from UKCCA (Pitching the Value 2024, 2024); Savills (Holiday & Home Park Update, 2025).