£4,500 to £6,000
Avg annual pitch fee (UK)
Suffolk
Holiday Park & Caravan Park Finance in Felixstowe
Funding for holiday parks and caravan parks in Felixstowe: park acquisition mortgages, bridging, development and expansion finance and refinances.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging commercial property finance
around 68%
Avg park occupancy (UK)
£280,000
Median sale price (Felixstowe)
Looking for funding on a holiday park or caravan park in Felixstowe? Felixstowe sits in Suffolk, within the East of England holiday park and caravan park market. We are a finance arranger, not a lender: we arrange park mortgages and the full range of holiday-park finance on Felixstowe parks, from acquisition and bridging through pitch and lodge development to refinance, across Suffolk.
Every deal we arrange is grounded in the market evidence. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025), and we underwrite the specific Felixstowe park, its income, its licence and its catchment, on its own merits. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run East of England parks trading through the cycle.
Holiday park mortgages on Felixstowe parks
A holiday park mortgage is the core way to buy or refinance a caravan or holiday park in Felixstowe. We arrange acquisition finance for static, touring, lodge and glamping parks, typically to around 50 to 65 percent of value or purchase price, and refinances that release equity or cut the rate as trading income builds. Unlike a residential mortgage, a holiday park is lent against as a trading business: the lender assesses the park's EBITDA, its pitch-fee and site-fee income, touring and camping receipts and holiday-home sales margin, the licence and planning consent, the tenure and the operator's track record, rather than a simple loan-to-value on bricks and mortar. Established parks can release equity to fund expansion as the accounts strengthen, and well-structured acquisitions can be funded against a credible business plan. We place each park with the lender that prices Felixstowe leisure parks best across Suffolk.
Static, lodge, touring and glamping parks across Suffolk
Each type of holiday park is underwritten differently. We arrange finance for mixed holiday park and touring and camping park in Felixstowe and across Suffolk. A mature static holiday-home park selling and siting caravans on licence pitches, a touring and camping park trading on nightly fees, and a new lodge or glamping development are credit-assessed in very different ways, and knowing which lender backs each format, and how they treat licence terms, site-fee income and holiday-home sales, is the work we do before a deal reaches credit. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run East of England parks trading through the cycle.
Finance we arrange in Felixstowe
How much you can borrow against a Felixstowe holiday park
On a holiday park in Felixstowe, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Felixstowe park.
Where holiday parks trade well around Felixstowe
Holiday parks in and around Felixstowe include Suffolk Sands Holiday Park (Park Holidays UK), Felixstowe Beach Holiday Park (Park Holidays UK) and Peewit Caravan Park. They span mixed holiday park and touring and camping park, and a lender will look at each park's tenure, licence period, pitch mix and trading record when sizing finance. Felixstowe sits on Suffolk coast, and a recognisable coastal or national-park destination is exactly what drives the occupancy and pitch values a holiday park can achieve. Any site licence, change of use or planning question is determined by East Suffolk Council, and a lender will want the licence and planning position confirmed.
Holiday park demand signals in Felixstowe
For local context, HM Land Registry price paid data puts the median residential sale price around Felixstowe at £280,000, across 358 transactions in the last twelve months; holiday-home and lodge values on a park are a separate market, but the local property market signals the strength of the catchment. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run East of England parks trading through the cycle.
Holiday parks in and around Felixstowe
- Suffolk Sands Holiday Park · Park Holidays UK
- Felixstowe Beach Holiday Park · Park Holidays UK
- Peewit Caravan Park
Named parks in the area, linked to source. Listed as market context, not endorsements or client parks.
Felixstowe holiday-park profile
- Coast / national parkSuffolk coast
- Named parks3 in Felixstowe
- Site licence / planning authorityEast Suffolk Council
- Local median price£280,000 · 358 sales (12m)
Location facts and Land Registry data. Market figures shown are national or East of England-level, not Felixstowe-specific.
The East of England holiday park market
Felixstowe is an established holiday-park market within East of England, the kind of catchment lenders are comfortable underwriting. Trading parks with audited accounts and a secure licence attract competitive park-mortgage pricing, while bridging and development finance suit acquisitions, pitch expansion and ground-up lodge or glamping schemes where the exit onto a term park mortgage is clear.
The Norfolk and Suffolk coast, from Great Yarmouth and Hemsby to Lowestoft and the Essex Sunshine Coast, holds a dense concentration of large family-oriented coastal caravan parks within easy reach of London and the East Midlands.
The East of England runs one of the densest coastal park strips in the country along the Norfolk and Suffolk coast, dominated by large family static-caravan parks with on-site entertainment, plus a string of Essex Sunshine Coast parks. The model is high-volume holiday-home sales and pitch fees with strong drive-to demand from London and the Midlands. We arrange acquisition, refinance and expansion finance across the Norfolk, Suffolk and Essex coast, where trading parks with a long licence and an active holiday-home sales pipeline attract competitive park-mortgage pricing.
Market commentary and figures for East of England are drawn from UKCCA (Pitching the Value 2024, 2024); Christie & Co (Leisure Market Review, 2025).
Sources and methodology
Holiday-park market figures are published nationally or regionally, not per town, so the pitch fees, occupancy and yields on this page are presented as context for a Felixstowe park appraisal and attributed to their sources (operator-published site fees (indicative); UKCCA, Pitching the Value 2024). Town-level material is different: the named parks above, the site-licence and planning authority and the Land Registry sale-price data are genuinely local and sourced. We do not publish a Felixstowe-specific occupancy or yield as if it were measured. Across the UK there are around around 6,200 holiday parks (UKCCA, Pitching the Value 2024, 2023).
FAQ
Holiday park finance in Felixstowe: common questions
Can you get a mortgage on a holiday park in Felixstowe?
Yes. A holiday park in Felixstowe is financed with a specialist holiday park or commercial mortgage assessed on the park's trading income, pitch-fee base, licence and tenure rather than a residential loan-to-value. We arrange them for operators and investors buying or refinancing a park, typically to around 50 to 65 percent of value, and place each one with a lender that genuinely backs the leisure-park sector.
How much deposit do I need to buy a holiday park in Felixstowe?
Most park lenders advance around 50 to 65 percent of value on a Felixstowe park, so plan for a deposit and working capital of roughly 35 to 50 percent of the price plus costs. A park with audited accounts, a long site licence and a strong pitch-fee and holiday-home sales record supports the top of the range; a park with a short licence, weak trading or a development angle is funded more cautiously, sometimes via bridging first.
What are Felixstowe holiday park finance rates and terms?
Rates depend on the lender, the leverage, the trading income and the licence and tenure, so we quote them deal by deal rather than as a headline. Indicatively, holiday park term mortgages run on commercial terms, development and expansion finance higher, and bridging from around 0.75 percent per month, with terms from months on a bridge to 20 to 25 years on a park mortgage. For market context, indicative UK annual pitch fees run at £4,500 to £6,000 (operator-published site fees (indicative), 2024 to 2025).
Can I develop or expand a holiday park in Felixstowe?
Often, yes, but the site licence and planning position drive it: holiday parks operate under a caravan site licence and planning consent that set pitch numbers, the season and permitted use, and any expansion to add static, lodge, touring or glamping pitches usually needs consent. Expansion and new pitches are funded with development finance against cost and end value, refinancing onto a park mortgage once the new income is trading. We arrange both routes across Suffolk.
Funding a holiday park in Felixstowe?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.