Holiday Park & Caravan Park Finance in Ullapool

Holiday Park Property Finance arranges funding for holiday parks, caravan parks, lodge parks and glamping sites across Highland. Whether you are buying a static caravan park, funding new lodge or glamping pitches, or refinancing a park onto better terms as trading income grows, we model the deal for your Ullapool park and place it with the right lender. Ullapool sits in Highland, within the Scotland holiday park and caravan park market.

Every deal we arrange is grounded in the market evidence. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025), and we underwrite the specific Ullapool park, its income, its licence and its catchment, on its own merits. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run Scotland parks trading through the cycle.

How much you can borrow against a Ullapool holiday park

On a holiday park in Ullapool, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Ullapool park.

The Scotland holiday park market

Ullapool is an emerging or smaller holiday-park market within Scotland, where the strength of the individual park, its licence and tenure, its trading evidence and the operator carry the financing. Lenders look closely at the business plan and the exit, and bridging or a specialist leisure lender often fits better than mainstream terms until trading income is proven.

Scotland's 400-odd holiday parks spread from the Highlands, Loch Lomond and Argyll to Perthshire, the Ayrshire coast and Dumfries & Galloway, led by scenery: lodge and touring parks beside lochs and mountains alongside larger coastal family caravan parks.

Scotland records around 400 holiday parks and campsites (UKCCA, 2024), led by scenery-driven lodge and touring parks in the Highlands, Loch Lomond and Argyll, alongside larger coastal family caravan parks on the Ayrshire and Solway coasts. Lodges with hot tubs and the NC500 and west-coast touring routes drive demand, and a premium setting often matters more than park scale. We arrange acquisition, refinance and development finance across the Highlands, Argyll, Ayrshire, Dumfries & Galloway and Perthshire, structured around the Scottish licensing and planning position.

Market commentary and figures for Scotland are drawn from UKCCA (Pitching the Value 2024, 2024); Savills (Holiday & Home Park Update, 2025).